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Privacy Policy | About Us | Terms of Service © 1997–2008 Armchair Millionaire. All rights reserved. | |||||||||||||
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Where to buy: The ISBN (universal book number) for the soft cover edition of The Armchair Millionaire is 0743411927.
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In order to better protect your online privacy, we are providing this policy to explain our information practices and the choices you can make about the way your information is collected and used. To make this easy to find at any time, you will find a link to back to this policy at the bottom of each page on the Armchair Millionaire site.
Information Collection and Use
You are free to browse Armchair Millionaire without submitting any personal information.
We do not collect any personal information unless you subscribe to our newsletters,
register to use our message board system, apply for the Armchair Millionaire Gallery,
order a product from us, or otherwise agree to submit to us such information. Armchair
Millionaire uses your information in the ways described below. We will not sell, share, or
rent this information to others in ways different from what is disclosed in this
statement.
In addition, Armchair Millionaire may disclose your personal information when required to do so by law or to cooperate with law enforcement inquiries.
Third Parties
Armchair Millionaire uses third party service providers for both its newsletter and
message board services. When you sign up for these services, we will share information
that is necessary for these third parties to provide these services. It is the policy of
both these providers to keep this information confidential and to not sell, license or
disclose it to any other third party without your consent.
We may share aggregate demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.
We may use an outside shipping company to ship product orders, and a credit card processing company to bill users for products. These companies do not retain, share, store or use personally identifiable information for any secondary purposes.
Cookies
A cookie is a piece of data sent by our server to your Web browser, which it can then
store on your hard drive. We use them to make registrations, the use of our message
boards, and product ordering processes easier and to track and target the interests of our
users to so that we can enhance the usefulness of our site.
Advertisers may use also cookies on our site. However, we have no access to or control over these cookies.
If you do not want cookies placed on your hard drive, you can configure your Web browser to refuse them. In Internet Explorer, this option is in the View / Internet Options / Advanced menu. In Netscape Navigator, this option is in the Edit / Preferences / Advanced menu.
IP Addresses
We use IP addresses to analyze trends, administer the site, track users' movements, and
gather broad demographic information for aggregate use. IP addresses are not linked to
personally identifiable information.
Links to Other Sites
Armchair Millionaire may contain links to other sites. Armchair Millionaire is not
responsible for the privacy practices of such other sites, and we encourage you to read
the privacy statements of other Web sites you may visit. This privacy policy applies
solely to information collected by Armchair Millionaire.
Surveys and Contests
From time to time Armchair Millionaire may request information from users via surveys or
contests. Participation in these surveys or contests is completely voluntary and you
therefore have a choice whether or not to disclose this information. Information that we
request may include contact information (such as name and mailing address), and
demographic information (such as ZIP code, occupation and age). We use the contact
information to notify winners and award prizes. We use the survey information to monitor
and improve the use and satisfaction of this site.
Security
Armchair Millionaire takes every precaution to protect our users' information. To prevent
unauthorized access, maintain data accuracy, and ensure the correct use of information, we
have put in place appropriate physical, electronic, and managerial procedures to safeguard
and secure the information we collect online.
Commitment To Children's Privacy Protection
The privacy of the very young is especially important. For that reason, we never collect
or maintain information at our Web site from those we actually know are under 13, and no
part of Armchair Millionaire is structured to attract anyone under 13.
If you are under 13 years of age, you are not allowed to subscribe to our newsletters, to register for our message boards, or to provide any personal information in any other way on our site.
Special Offers and Service Updates
When you subscribe to our newsletter or register for the use of our message boards, you
may from time to time receive information on special products, services, or offers that we
believe will be of interest to you. We may also send information regarding our service. If
you would like to not receive this information, you may opt-out at any time by contacting
us and requesting that we remove your newsletter and message board user information. (See Contacting
Us below.)
Correcting and Updating Personal Information
If the information that you used to subscribe to our newsletter changes, you may update it
by following the instructions provided at the bottom of each newsletter. If the
information that you used to register for our message board service changes, you may
change it by logging in to the message boards and clicking on the "My Profile"
link.
Notification of Changes
We may change this privacy policy from time to time based on our need to accurately
reflect our information collection, use and disclosure practices.
If we make a material change to this privacy policy concerning how we use or disclose your personally identifiable information, we will post a notification on our home page 30 days in advance of those changes. We provide this advance notification so that you will have the opportunity to choose as to whether or not we use your information in this different manner. If you choose to have your information used in this different manner, you need do nothing. If you choose to not have your information used in this different manner, simply contact us and we will remove the information that you provided to us. (See Contacting Us below.)
Contacting Us
If you have any questions regarding this policy, if you would like us to remove the
information that you have provided us, or if you have any other concerns regarding your
online privacy at Armchair Millionaire, we encourage you to contact us. You may do so by emailing us at feedback@armchairmillionaire.com.
MAILING ADDRESS:
Armchair Millionaire
c/o Advanced Planning Group
1230 Avenue of Americas
7th FL
New York, NY 10020
Toll-free customer service: (888) 619-9407
It's simple. We're a community of people just like you—people who are serious about becoming financially independent. We launched ArmchairMillionaire.com back in 1997 for our friends, for our families, and for you.
Our goal is to help each other eliminate debt, build million-dollar portfolios, and increase our income. To do that, we've compiled proven strategies and brought them together for you to use. These time-tested principles have been put to work by thousands of people in the Armchair Millionaire community.
To make our tools available to the widest audience possible, we wrote The Armchair Millionaire. This book contains everything you'll need to become truly financially independent.
Now there's one place to go, one strategy to follow, one
resource to look to in order to start your own journey down the path
towards financial freedom. So, what's stopping you from getting started right
now?
Good fortune,
Lewis Schiff
Please read the following terms and conditions carefully. Armchair Millionaire provides this service to you, subject to the following Terms of Service. By using this Web site, by registering to use our message boards, or by subscribing to our newsletters, you agree to be bound by these Terms of Service. If you do not agree to these Terms of Service, please do not use our service. We reserve the right to update these Terms of Service as required, with or without notice.
Registration for Services
Except for the use of particular features of our service (described below), Armchair
Millionaire does not require users to register. It does reserve the right to implement
such registration at any time and without notice.
To use certain features of our service, including posting on our message boards or subscribe to our newsletter, we require that you register using the forms for these purposes. You must be over the age of 13 to register for any service. When you register for these services, you agree to provide information that will allow us to complete your registration. This may include your first and last name, email address, ZIP or postal code, and age. In addition, you may have the option of giving us additional information, such as your country of residence and your occupation. You agree to provide accurate, current, and complete information about yourself in this registration process, and to keep it accurate, current, and complete. If you do not provide accurate, current, and complete information, or if we have grounds to believe that it is not accurate, current and complete, we have the right to suspend your service and to refuse any future use of the service.
When you register for these services, you will also be asked to select a user name and password. You are responsible for keeping this information confidential, and you agree to notify Armchair Millionaire if there is any unauthorized use of your user name or password. Armchair Millionaire will not be liable for any damage or loss arising from your failure to do so.
Privacy
Any information that you provide to us is subject to our privacy policy. For full
information, please see our complete privacy policy.
Conduct
By using Armchair Millionaire, you agree to the following rules whenever you post material
to our message boards or submit information via the Armchair Millionaire Gallery
application.
You may not post material that is defamatory, abusive, obscene, profane, vulgar, threatening, harassing, offensive, hateful, libelous, illegal, or otherwise unacceptable. You may not post material that violates the rights of others, infringes upon copyrights, trademarks or any other intellectual property rights, that encourages illegal activity, or that could give rise to civil liability. You may not post any type of advertising or solicitation, including but not limited to promotions, chain letters, pyramid schemes, spam, and investment touts. You may not post any material containing software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.
We reserve the right to review, edit, and/or remove any material that, in our sole discretion, violates any of the proceeding guidelines. If you fail to comply with these rules, your user name may be cancelled and/or you may be denied access to our services.
Content
You alone are responsible for the content that you post on Armchair Millionaire. By
posting any message, transmitting information via the Armchair Millionaire Gallery
application, or submitting a photograph for use in the Armchair Millionaire Gallery, you
grant Armchair Millionaire a world-wide, royalty-free, perpetual, irrevocable,
non-exclusive right and license to use, modify, adapt, reproduce, publish, distribute,
display, translate, and/or incorporate in other works in any form or media now known or
developed in the future. You also expressly permit Armchair Millionaire to identify you as
the contributor of such content.
Armchair Millionaire does not guarantee the accuracy, quality or integrity of content posted by users of its service. You agree that you and bear all risks associated with the use of such content, including any reliance on its accuracy, quality and integrity. Armchair Millionaire is not liable in any way for any user posted content, including but not limited to errors or omissions in any content, or damage or loss of any kind incurred as a result of using any of this content. When you use the service, you may be exposed to content that you find objectionable. While we reserve the right to review, edit and/or remove material, we are under no obligation to do so.
Cancellation
You may request that your message board registration or newsletter subscription
information be removed from our records at any time. You may do this by following the
instructions included in the message board system or in each newsletter, or by contacting
us at webmaster@armchairmillionaire.com.
Links to Other Sites
The Armchair Millionaire Web site may contain links to other sites. Armchair Millionaire
has no control over these sites and is not responsible for their availability or for any
content on any site to which we link.
Proprietary Rights
The content on this Web site is the property of Armchair Millionaire and/or its licensors,
and is protected by copyright. You agree that you use this service for your personal,
non-commercial use only. You may not copy, modify, reproduce, sell, assign, or transfer
any of the content of the site for any commercial gain.
Modification or Termination of Service
Armchair Millionaire reserves the right to at any time and without notice to you modify or
terminate its service or any part of its service. Armchair Millionaire is not liable to
you or any third party for the modification or discontinuance of its service or any part
of its service.
Indemnity
You agree to indemnify and hold harmless Armchair Millionaire and its subsidiaries,
officer, co-branders, agents, partners, employees, contractors, suppliers and affiliates
from any third party claim, including reasonable attorneys’ fees, due to or relating
to your use of Armchair Millionaire, content that you post or transmit, your violation of
these Terms of Service, or your violation of the rights of others.
Disclaimer of Warranties
THE SERVICES AND MATERIALS ON THIS SITE ARE PROVIDED "AS IS" AND ON AN "AS
AVAILABLE" BASIS. ARMCHAIR MILLIONAIRE DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER
EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
NEITHER ARMCHAIR MILLIONAIRE NOR ANY OF ITS AFFILIATED COMPANIES NOR ANY OF ITS OR THEIR RESPECTIVE LICENSORS OR SUPPLIERS WARRANT THAT ANY FUNCTIONS CONTAINED IN THE WEB SITE WILL BE UNINTERRUPTED, TIMELY OR SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEB SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
NEITHER ARMCHAIR MILLIONAIRE NOR ANY OF ITS AFFILIATED COMPANIES NOR ANY OF ITS OR THEIR RESPECTIVE LICENSORS OR SUPPLIERS WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.
NEITHER ARMCHAIR MILLIONAIRE NOR ANY OF ITS AFFILIATED COMPANIES NOR ANY OF ITS OR THEIR RESPECTIVE LICENSORS OR SUPPLIERS WARRANT THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS.
YOU ACKNOWLEDGE THAT NEITHER THE SERVICE, NOR ANY OF THE INFORMATION PROVIDED ON THE SERVICE, CONSTITUTES, OR IS INTENDED TO CONSTITUTE, INVESTING, TAX, ACCOUNTING, LEGAL, OR ANY OTHER PERSONAL ADVICE. WHILE THE SERVICE MAY PROVIDE INFORMATION, RESEARCH, AND/OR GENERAL RECOMMENDATIONS ABOUT THESE TOPICS, SUCH INFORMATION, RESEARCH, AND/OR GENERAL RECOMMENDATIONS SHOULD NOT BE CONSTRUED AS AN OPINION REGARDING THE SUITABILITY FOR YOU OR ANY OTHER PERSON. YOU AGREE TO MAKE YOUR OWN INDEPENDENT EVALUATION OF THE INFORMATION AS IT APPLIES TO YOU. NO RECOMMENDATIONS, INFORMATION OR RESEARCH OBTAINED FROM ARMCHAIR MILLIONAIRE, WHETHER ORAL OR WRITTEN, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED THESE TERMS OF SERVICE.
Limitation of Liability
ARMCHAIR MILLIONAIRE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF
PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF ARMCHAIR MILLIONAIRE HAS
BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM THE USE OR THE INABILITY
TO USE THE SERVICE; UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR SUBMISSIONS OR DATA;
STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR ANY OTHER MATTER RELATING TO
THE SERVICE.
IF YOU ARE DISSATISFIED WITH ANY ARMCHAIR MILLIONAIRE CONTENT OR SERVICES, OR WITH THESE TERMS OF SERVICE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.
These Terms of Service constitute the entire agreement between you and Armchair Millionaire and shall govern your use of the service. This agreement shall be governed by and construed in accordance with the laws of the State of New York without giving effect to any principles or conflicts of law. If any provision of these Terms of Service is found to be invalid, you agree that the remainder of the Terms of Service will remain in full force and effect.
MAILING ADDRESS:
Armchair Millionaire
c/o Advanced Planning Group
1230 Avenue of Americas
7th FL
New York, NY 10020
Toll-free customer service: (888) 619-9407
